Retirement
People are retiring earlier and living longer and that means one thing. They will need more money. Do you want your income to drop at a time when you have more time to spend it? It is never too early to start saving for retirement and there is more than one way to achieve the end result.
What you actually need is a pot of money at retirement to provide your income. How you accomplish this depends on your age and circumstances and can include personal pensions, stakeholder pensions, employer pensions, savings plans, assets, property, ISAs - the list is endless. You can reduce your tax bill at the same time as you are saving and have tax free cash at the other end as well.
You may have already started making provision for your retirement. Have you actually worked out what you will need to live on in real terms when you retire? Have you seriously thought about the age you want to retire at? New rules which came into effect in April 2006 could mean that you need to review your existing pension pot.
Having the lifestyle you want requires planning. We can help you put serious plans in place by taking any existing provision into account and calculating the shortfall and what you need to do to address it. You may have many different pensions in lots of different places; we can help you find out what they are likely to pay you at retirement.
Contact us by phone, fax or email and arrange to speak to one of our friendly independent financial advisers. Alternatively, complete the enquiry form and we will contact you.
Are you already retired? Contact us and we can help you make the most out of your investments or maybe we can unlock some of your capital.