Welcome to Hearnden Associates Limited, Independent Financial Advisers (trading as Hearnden Associates).
Since Catherine Hearnden founded the Company in 2000 our aim has always been to offer independent financial advice sourced from the entire marketplace that is the very best solution for each and every client. Every client has different needs, expectations and aspirations and it is our responsibility to ensure that when the mortgage offer or policy document or investment schedule hits our client’s letterbox it has met their requirements exactly. We are proud of our record of successfully assisting our clients and this is borne out by the huge volume of returning clients and recommendations we receive.
One of the strengths of our Company is our ability to listen well and wholly meet our clients’ needs. Some of our clients are just starting out in life; our youngest is 16 weeks old and has just begun a £25 monthly investment bond. We have helped numerous individuals and young couples secure their first mortgage. Your property may be repossessed if you do not keep up repayments on your mortgage. For mortgage advice we charge an administration fee of £199 and we can also accept commission from the lender. Many of our clients have families and need their assets protecting. Everyone needs pension planning. We can assist whether our clients are just entering the world of work, fine tuning their pension options or making choices as retirement approaches. Others have ventured into the buy-to-let property market and we not only select the most appropriate product in the first instance but remind them when they need to remortgage.
There is no need to be intimidated either by independent financial advice or approaching us. We are a young, friendly company but our three fully qualified advisers have over fifty years experience in the financial services industry. There are contact details on this website; you have the choice of calling us, emailing us or submitting the relevant form. Many of our clients conduct all their business by phone and then subsequently by mail whilst others would rather meet with us; either within the comfort of their own home, place of work or at our offices in Lingfield, Surrey.
We can start right at the beginning with a general financial profile to establish your needs and priorities or deal specifically with the area you need to address immediately. There is no charge for an initial telephone or personal discussion and no fees will be charged unless agreed in writing before we make any recommendations.
Please take time to browse our website. You will be introduced to our advisers and meet the team supporting them. We also hope you’ll read our testimonials from existing clients and join them in due course.